Monday, February 20, 2017

Current Rates

 
Effective as of October 01, 2016
 
 
 
(APR= Annual Percentage Rate)
(APY= Annual Percentage Yield)
Vehicle Loans
(autos, trucks, motorcycles, boats, tractors, 4 wheelers, personal watercraft, RV's, travel trailers)
Term Fixed Rate
Up to 72 months As low as 2.99% APR
84 months As low as 3.99% APR

 

Recreational Vehicle Loans
(RV's, travel trailers)
Term Fixed Rate
Up to 144 months As low as 8.99% APR

 

Other Loans
Type of Loan Rate / Term
Share Secured Share Rate +3%
Share Certificate Secured Certificate Rate +2%
Unsecured Loan As low as 9.95% APR
Other Secured Loan As low as 8.95% APR
VISA Gold 9.9% APR
Share Rates (Savings)
Term Rate APY
Regular Shares* 0.35% 0.35%
IRA Shares 0.35% 0.35%
Share Certificates (CD)**
6 Months 0.65% 0.65%
1 Year 0.85% 0.85%
2 Year 1.20% 1.21%
3 Year 1.50% 1.51%
* average daily balance over $100.00 
** $1000.00 minimum. A penalty for "early" withdrawal
may be imposed. The penalty will be "no less than" 120 days dividends, whether
dividends are earned or not earned.
Money Market Accounts
Balance Amount* APY
$0.01 to $24,999 0.45%
$25,000 to $49,999 0.50%
$50,000 and above 0.55%

*$1000 minimum deposit and balance required to avoid fee.